Accept Credit Card Payments with Confidence
Optic Payments gives small businesses a fast, secure, and reliable way to accept credit card payments — in-store, online, or on the go.
Everything You Need to Get Paid
From in-store terminals to online checkouts and mobile payments — we have every angle covered for your business.
In-Store Payments
Accept chip, swipe, and tap payments at the counter. Our compact terminals are easy to set up and even easier to use.
Online Payments
Add a secure payment gateway to your website or send payment links directly to customers via email or SMS.
Mobile Payments
Turn any smartphone into a payment terminal. Our mobile app lets you accept cards anywhere your business takes you.
Fast Deposits
Get your money faster with next-day deposits directly to your bank account. No waiting, no delays.
Transparent Pricing
Simple, flat-rate pricing with no hidden fees, no monthly minimums, and no long-term contracts.
Secure & Compliant
Bank-grade encryption and full PCI DSS compliance protect every transaction and keep your customers' data safe.
Up and Running in Minutes
No technical knowledge required. We walk you through every step.
Sign Up
Create your free account online in under 5 minutes. No paperwork, no lengthy approval process.
Set Up
Receive your payment terminal or connect your online store. Our team guides you through every step.
Start Accepting Payments
Begin accepting all major credit and debit cards immediately. Watch the payments roll in.
Pick The Perfect Payment System To Fit Your Business
From compact counter terminals to full POS systems, Optic Payments offers the right hardware for every business type and size.
Desk 2600 WiFi
A powerful countertop terminal built for speed, security, and versatility — ideal for retail and service businesses.
- Accepts all payment methods: chip, swipe, tap & contactless
- Large backlit keypad for easy PIN entry
- Contactless zone with NFC support
- Compatible with Desk/1600, MagicBox cable & battery backup
- PCI PTS v6 certified with privacy shield
- TETRA vault secure design
- Low power consumption with recycled materials
Smart Terminal
The Payanywhere Smart Terminal combines an Android touchscreen, built-in printer, and full connectivity into one sleek device.
- 5" Android touchscreen display
- Accepts EMV chip, NFC/contactless & magstripe
- Supports PIN debit transactions
- Built-in thermal receipt printer
- Front & rear cameras included
- 4G LTE + WiFi connectivity
- Payanywhere app preloaded
Clover POS
A complete point-of-sale ecosystem with multiple form factors — from handheld to dual-screen — perfect for restaurants and retail.
- Station Solo (14"), Handheld Flex & Station Duo (14"+8")
- Tableside ordering & take-out station support
- Real-time sales tracking & detailed reports
- Tax, cost tracking & category management
- Color-coded inventory with stock tracking
- Item modifiers & 3rd party app integrations
- Contactless QR code dining experience
Simple, Honest Pricing
No surprises. No lock-in. Just straightforward rates that work for your business.
Starter
Perfect for new businesses
- ✓ No monthly fee
- ✓ Free card reader included
- ✓ Accept all major cards
- ✓ Next-day deposits
- ✓ 24/7 support
Pro
For growing businesses
- ✓ Free terminal included
- ✓ Priority support
- ✓ Advanced reporting
- ✓ Multiple users
- ✓ Invoicing tools
Enterprise
High-volume merchants
- ✓ Volume discounts
- ✓ Dedicated account manager
- ✓ Custom integrations
- ✓ SLA guarantee
- ✓ White-glove onboarding
Trusted by Small Businesses
Common Questions
We accept all major credit and debit cards including Visa, Mastercard, American Express, and Discover. We also support contactless payments and digital wallets like Apple Pay and Google Pay.
No. Getting started with Optic Payments is completely free. The Starter plan includes a free card reader, and the Pro plan includes a free terminal — no upfront cost required.
Most merchants receive next-day deposits directly to their linked bank account. Funds from transactions processed before 5 PM EST are typically available the following business day.
Absolutely. We use 256-bit TLS encryption and are fully PCI DSS Level 1 compliant — the highest level of payment security certification. Your customers' card data is never stored on your devices.
Yes. We have no long-term contracts and no cancellation fees. You can cancel your account at any time — we believe in earning your business every month.
Let's Get You Set Up
Whether you're ready to sign up or just have questions — our team is here to help. Fill in the form and we'll get back to you within one business day.
Message Sent!
Thank you for reaching out. A member of our team will be in touch within one business day.
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